Terms and Conditions

PrepaidGiftBalance cards come with terms and conditions that users should be aware of before using them. These terms and conditions are in place to ensure the security of the user’s transactions, as well as to set limits and guidelines for the use of the card.

It is important for users to read and understand these terms and conditions to avoid any issues or misunderstandings when using their PrepaidGiftBalance card. In this way, users can make the most of the card’s benefits while avoiding any potential pitfalls.

PrepaidGiftBalance Card Terms and Conditions

PrepaidGiftBalance cards come with a set of terms and conditions that users must adhere to. These terms and conditions are designed to ensure that the use of the card is safe and secure for everyone involved. Below are the terms and conditions of PrepaidGiftBalance cards in points:

  • Activation: Users must activate the PrepaidGiftBalance card before they can use it. This can be done by visiting the website or calling the customer service number provided on the card.
  • Eligibility: The card is only available to residents of the United States. Users must be at least 18 years of age to apply for a PrepaidGiftBalance card.
  • Fees: The card comes with fees such as activation fees, monthly maintenance fees, and transaction fees. Users must read and understand these fees before applying for the card.
  • Limitations: The card has a predetermined spending limit that users cannot exceed. Users must also remember that the card cannot be used to withdraw cash from ATMs.
  • Security: Users must keep their PrepaidGiftBalance card safe and secure at all times. They should never share their card information with anyone, and if they suspect any fraudulent activity, they should contact customer service immediately.
  • Expiration: The PrepaidGiftBalance card has an expiration date. Users must use the card before it expires, or they will lose the balance on the card.
  • Non-transferable: The PrepaidGiftBalance card is non-transferable, and users cannot sell or transfer their card to anyone else.
  • Refunds: Users must be aware that the PrepaidGiftBalance card is non-refundable. Once the card is activated, the balance on the card cannot be refunded.
  • Acceptance: Users must remember that PrepaidGiftBalance cards are only accepted in the United States. The card cannot be used in other countries or for international transactions.
  • Disputes: Any disputes regarding the PrepaidGiftBalance card must be resolved between the user and the retailer. The card issuer, US Bank National Association, is not responsible for resolving any disputes.
  • Governing law: The terms and conditions of the PrepaidGiftBalance card are governed by the laws of the state in which the user resides.


PrepaidGiftBalance cards come with terms and conditions that users must abide by to ensure a safe and secure transaction process. Users should read and understand these terms and conditions before applying for the card to avoid any issues.